However, you also have the option of printing out the coupon so you can use it at any U.S.-based TJX store, like T.J. ![]() ![]() Second, if you apply online and get a coupon code, it’s only good for use on the store website that you applied from. There are a few conditions to this sign-up bonus, however.įirst, you have to use your new TJX Rewards Credit Card for the purchase in order to get the discount. Maxx, you’ll get a 10%-off coupon good for your first purchase after you’re approved for a TJX Rewards Credit Card. They can’t be used for buying gift cards, gift certificates, e-gift cards, or any third-party gift cards, nor can they be traded for cash.Ī discount is always a nice perk when you open up a new credit card with a store. Maxx, Marshalls, HomeGoods, Sierra Trading Post, and Homesense stores in the U.S. You can use the certificates online at or in-store at T.J. The certificates are good for up to two years from the date they’re issued. Essentially, you get $10 back for every $200 you spend.Ī physical certificate is mailed with your statement within one to two billing cycles after you earn 1,000 points, but you can also access and print your certificates from your online account. Points don’t expire and will accumulate in your account until you reach 1,000 points, at which time a $10 certificate will be generated. This rewards rate means you earn five rewards points for every dollar you spend using your card at T.J. Maxx promotes “5% back in rewards” when you use a TJX Rewards Credit Card at its stores. 5 things you need to know about the TJX Rewards Credit Card 1. Cardmembers are also invited to participate in exclusive private shopping events. Maxx, Marshalls, HomeGoods, Sierra Trading Post, and Homesense stores. You’ll also start to earn points in the rewards program.Įvery time you reach 1,000 points, you earn a $10 Rewards Certificate, which you can use at T.J. Once you’re approved for a TJX Rewards Credit Card, you’ll get 10% off your first online or in-store purchase, which is a nice welcome offer and can help you benefit from a shopping trip for new arrivals or a number of items you needed. How does the TJX Rewards Credit Card work? The same is true if the prime rate goes down. If the prime rate goes up, so will your APR. Both have a high variable annual percentage rate ( APR) that can fluctuate depending on the prime rate, a form of interest rate that commercial financial institutions use. Most of the specific terms for each of the cards are the same. Both will earn you points toward reward certificates. If you apply for the Platinum and aren’t approved, you might be offered the store card instead. If you meet the credit requirements for the Platinum Mastercard, you may be offered that card. ![]() You can apply for the TJX Rewards Credit Card online or at a T.J. We'll focus primarily on the TJX Rewards Credit Card, but will also discuss how the Platinum Mastercard version works. The TJX Rewards Platinum Mastercard: This is a credit card that can be used anywhere Mastercard is accepted. ![]() and Puerto Rico or through any of the brands’ websites. The TJX Rewards Credit Card: This is a store card that can only be used at T.J. You can get two different types of credit cards from T.J. 5 things you need to know about the TJX Rewards Credit Card.
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